| RPG or MMORPG?
If RPG I would just save up $20 and get Neverwinter Nights (Diamond). Its one of the best of all time, and has loads of custom content.
If MMORPG I've seen a few people at my school play Cabal or Dungeon Runners (former by OGPlanet, latter by NCSoft). Dunno if they are any good though.
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